Paying in and cashing out at 1win with UPI
For most Indian players the cashier matters more than the lobby. This guide walks through how UPI deposits and withdrawals work at 1win, what each step costs in time, and where payouts tend to slow down. Everything here is based on 1win's published terms at the time of our check.
Opening a rupee account before your first UPI payment
Sign-up takes a couple of minutes. The one choice that matters for UPI is the account currency, because it cannot be changed later.
- Open the sign-up form
Tap Register on the official 1win site or app.
- Enter phone or email
Add a mobile number or email address and create a strong password.
- Pick INR as currency
Select Indian rupees so UPI deposits land without conversion. This setting is permanent.
- Add a promo code if you have one
The promo field is optional and can be left blank.
- Visit the cashier
Choose UPI, enter the amount and approve the request in your UPI app.
Ways to sign up
Phone number
Handy if your UPI is linked to the same mobile.
Useful if you prefer receipts and alerts in one inbox.
Google or Telegram
One-tap sign-up where these options are offered.
Logging in
Log in with the same phone or email and password you registered with. If you forget the password, use the reset link on the login screen. Keep just one account: 1win allows one per person and closes duplicates, which would also freeze any pending UPI withdrawal.
Verification
Identity checks are requested once withdrawals pass about $500 in equivalent, though 1win can ask at any time. Upload a clear Aadhaar, PAN card or passport. Reviews usually finish within a day or two, and the name on the document should match the name on your UPI-linked bank account.
Your first withdrawal
To cash out, open the cashier, choose Withdraw, select UPI and enter your UPI ID. Each deposit must be wagered once before a withdrawal is allowed. After that, UPI payouts are listed at up to 24 hours.
Create INR accountOur verdict
UPI payments in rupees are quick and familiar, but the Curaçao licence and 40x bonus wagering keep this short of a top score.
1win is an online casino and sportsbook run by 1WIN N.V. under a Curaçao licence. It has been online since 2018 and keeps casino, sports betting, poker and virtual sports on a single balance. You top up once and can move between a slot and a cricket market without any internal transfers.
For rupee players, the useful part is that the account can be opened in INR and funded through UPI apps people already use every day. That keeps the maths simple: you deposit rupees, you play in rupees and you withdraw rupees, with no conversion step in the middle.
Why players pick it
- UPI deposits through PhonePe, Google Pay and Paytm show up instantly
- UPI and IMPS withdrawals are listed at up to 24 hours
- Low entry point of roughly ₹300–900 depending on method
- Crypto and cards are there as backups if UPI is unavailable
Worth checking first
- Curaçao licence offers lighter player protection than stricter regulators
- Bonus money carries 40x wagering before it turns into cash
- No deposit cap option in the account settings
- The cashier menu lists many methods and can feel cluttered
What you can play once the rupees arrive
The lobby holds over 10,000 slots from around 100 studios, more than 600 live tables and a set of in-house quick games. RTP figures below are the provider's published maximum, and every game keeps a house edge.
Slots 6 picks






Live casino 6 picks






Crash games 5 picks


Instant games 4 picks




Welcome bonus and what it means for your UPI deposits
New accounts can claim a welcome package spread across the first four deposits. With crypto the four steps add up to 600% plus 500 free spins; with other methods, including UPI, the total is up to 500%. Each step needs at least 10 USDT or the rupee equivalent, and the overall bonus amount is capped.
| Deposit | Bonus | Free spins | On ₹1,000 |
|---|---|---|---|
| First | 130% | 70 | ₹1,300 |
| Second | 140% | 100 | ₹1,400 |
| Third | 160% | 150 | ₹1,600 |
| Fourth | 170% | 180 | ₹1,700 |
Bonus funds sit in a separate bonus balance and must be wagered 40 times the bonus amount. A quick example: if one step adds ₹1,500 of bonus money, you would need to place ₹60,000 in qualifying bets before it becomes withdrawable. If you mainly want fast UPI cash-outs, you can untick the bonus in the cashier and keep your deposit clean.
Slot players also get weekly cashback of 1% to 30% on net slot losses, with the rate rising as losses grow. It is capped at about $510 or its equivalent, and the cashback itself needs only 1x wagering.
Play at 1winHow a UPI round trip works, step by step
A UPI deposit starts in the 1win cashier. You pick UPI, type the amount, and the site generates a payment request. Depending on your device, you either scan a QR code, approve a collect request, or get sent straight into your UPI app. Once you enter your UPI PIN, the money normally appears on the 1win balance almost immediately.
Withdrawals run the other way and have a few more checkpoints. First, the funds you deposited must have been wagered at least once. Second, if your total withdrawals have passed about $500 in equivalent, expect a KYC request. Third, the request goes into a review queue before it is sent to your UPI ID. 1win lists UPI and IMPS payouts at up to 24 hours, which is far quicker than the 3 to 5 working days for cards.
A few habits keep the process smooth. Use a UPI ID registered in your own name, keep the same method for deposits and withdrawals where possible, and avoid splitting one withdrawal into many tiny requests. If you have claimed the welcome bonus, remember that the bonus balance is separate: only your real-money balance can be withdrawn until the 40x wagering is done.
If UPI is temporarily unavailable in the cashier, IMPS or NetBanking is the closest alternative for rupee payouts, while USDT and other crypto options usually pay within hours once your account is verified.
Every rupee payment method in the 1win cashier
UPI is the headline option, but it is not the only one. IMPS and NetBanking cover direct bank payments, crypto suits players who already hold USDT or Bitcoin, and cards or AstroPay work as a fallback. Minimum deposits start at roughly ₹300–900 depending on the method you pick.
| Method | Deposit | Typical payout |
|---|---|---|
| UPI (PhonePe, Google Pay, Paytm) | Instant | Within 24 hours |
| IMPS / NetBanking | Minutes | Up to 24 hours |
| USDT, Bitcoin, Ethereum, Litecoin | After network confirmation | Usually within hours |
| Visa, Mastercard, RuPay | Instant | 3 to 5 working days |
| AstroPay, Perfect Money | Instant | Within 24 hours |
Minimum deposit: about ₹300–900, depending on the method.
Most payout delays come from the same few causes: a deposit that has not yet been wagered once, missing KYC documents once you pass about $500 in withdrawals, or a name mismatch between your 1win profile and the bank account behind your UPI ID. Card and bank withdrawals simply take longer by design, at 3 to 5 working days.
Using UPI from the 1win app
On Android, the 1win app is an APK downloaded from the official 1win site rather than Google Play. You allow installs from that source only for the download, then switch the setting back. The app has the full cashier, so a UPI deposit hands you over to PhonePe, Google Pay or Paytm and brings you back once approved.
iPhone users add the 1win web app to the home screen from Safari, and there is a Windows client for desktop. All versions include the casino, the cashier and 24/7 live chat, which helps if a UPI request stays pending.
Playing it smart
Choose INR at sign-up
The currency cannot be changed later, and rupees keep UPI payments simple.
Match your names
Your 1win profile name should match the bank account behind your UPI ID.
Verify early
Upload Aadhaar, PAN or passport before your first big withdrawal to skip the wait.
Decide on the bonus first
Untick it in the cashier if you want your deposit free of 40x wagering.
Set your own budget
There are no deposit caps in settings, so decide a monthly limit yourself.
Save payment receipts
A UPI transaction ID makes any support chat much faster.
Frequently asked questions
Which UPI apps can I use at 1win?
The cashier lists UPI through PhonePe, Google Pay and Paytm.
How long does a 1win UPI withdrawal take?
UPI payouts are listed at up to 24 hours, after the deposit has been wagered once and any KYC check is complete.
What is the smallest UPI deposit?
Minimums sit at roughly ₹300–900 depending on the method shown in your cashier.
Can I withdraw bonus money to UPI?
Not straight away. Bonus funds need 40x wagering on the bonus amount before they can be withdrawn.
Why is my UPI withdrawal pending?
Common reasons are an unwagered deposit, a pending ID check or a name mismatch. Live chat can tell you which one applies.
Which documents does 1win ask for?
An Aadhaar, PAN card or passport, usually once withdrawals pass about $500 in equivalent.
Know the law in India
1win operates under a Curaçao licence, and gambling rules differ by country and state, so check what applies to you before playing. You must be 18 or older.
Ready to try a UPI deposit?
Open a rupee account, pick UPI in the cashier and set a budget before you play. Gamble only with money you can afford to lose.
Create INR account